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Your Comprehensive Financial Plan

The Nuts & The Bolts

 Investment Management  

  • Establish Goals - Long and Short Term Accumulation Targets / Income / Preservation of Capital
  • Evaluate Elements of Client Risk Tolerance and Relate to Goals - Portfolio Size / Time Horizon / Income Need / Psychology 
  • Establish Allocation Plan / Diversify / Select Investments and Managers / Rebalance - Maximize Return based on Client’s Ability to Assume and Accept Risk • Balance Income and Growth to Achieve Client Goals
  • Strive for Portfolio Tax and Cost Efficiency - Low Portfolio Turnover / Tax Loss Harvesting / Tax-Deferred Accounts / Low Portfolio Management Costs / Minimize Transaction Costs

 Financial Planning  

  • Establish Goals and Objectives - Short and Long Term Savings / Emergencies / College / Retirement / Other / Time Horizon for Each Need / Net Worth and Desire to Gift / Transfer Wealth to Heirs  
  • Identify Unique Challenges and Opportunities - Special Needs / Early Retirement / Life Events  
  • Establish a Comprehensive Financial Plan to Meet Goals and Objectives - Cash Flow / Debt / Tax Management / Risk Management (Insurance) - Life and Disability / Property and Casualty / Health / Medicare / College / Retirement / Estate Planning 
  • Implement - Periodically Review and Update the Plan 

Ready To Take Charge Of Retirement?

Let us guide you!